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Accident-and-Health-or-Sickness-Producer PDF Practice Q&A's
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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. A producer may be guilty of misrepresentation if the producer:
A) Issued a full settlement check expressly releasing the insurer
B) Failed to disclose exclusions of the policy
C) Required timely written notice of loss for all claims
D) Denied a claim for failure of the policyholder to prove damages
2. Which of the following is NOT a mandated benefit in Maryland?
A) Hearing aids for children
B) Weight reduction programs
C) Treatment of substance abuse
D) Treatment of mental illness
3. The Maryland Health Insurance Plan is designed to provide comprehensive health benefits for:
A) Senior citizens residing in Maryland
B) Children of low-income Maryland residents
C) Low-income residents of Maryland
D) Medically uninsurable Maryland residents
4. When a single major medical contract covers all medical expenses, the plan is considered to be:
A) Limited
B) First-dollar
C) Comprehensive
D) Supplemental
5. All of the following are typical health maintenance organization (HMO) preventive care services provided by a primary care physician EXCEPT:
A) Immunizations for children
B) Physical examinations
C) Experimental surgery
D) Well-baby checkups
Solutions:
Question # 1 Answer: B | Question # 2 Answer: B | Question # 3 Answer: D | Question # 4 Answer: C | Question # 5 Answer: C |
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