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  • Total Questions: 132
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  • Total Questions: 132
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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Accident & Health – General Knowledge50%- Types of Policies
  • 1. Individual and Group Long Term Care
    • Eligibility
    • Levels of care
  • 2. Medical expense insurance
    • Basic hospital, medical, and surgical policies
    • Major medical policies
    • Health Maintenance Organizations
    • Preferred Provider Organizations
    • Point of Service plans
    • Flexible Spending Accounts
    • High Deductible Health Plans and Health Savings Accounts
    • Health Reimbursement Accounts
  • 3. Accidental death and dismemberment
    • 4. Group insurance
      • Differences between individual and group contracts
      • General characteristics
      • COBRA
    • 5. Other policies
      • Dental
      • Vision
      • Cancer
      • Critical illness or specified disease
      • Worksite employer-sponsored
      • Hospital indemnity
      • Short-term medical
      • Accident
    • 6. Medicare supplement policies
      • 7. Disability income
        • Individual disability income policy
        • Business overhead expense policy
        • Business disability buyout policy
        • Group disability income policy
        • Key employee policy
      - Policy Provisions, Clauses, and Riders
      • 1. Mandatory and optional provisions
        • Entire contract
        • Time limit on certain defenses
        • Grace period
        • Reinstatement
        • Notice of claim
        • Claim forms
        • Proof of loss
        • Time of payment of claims
        • Payment of claims
        • Physical examination and autopsy
        • Legal actions
        • Change of beneficiary
        • Misstatement of age or gender
        • Change of occupation
        • Illegal occupation
        • Relation of earnings to insurance
      • 2. Other provisions and clauses
        • Insuring clause
        • Free look
        • Consideration clause
        • Probationary period
        • Elimination period
        • Waiver of premium
        • Exclusions and limitations
        • Preexisting conditions
        • Coinsurance
        • Deductibles
        • Eligible expenses
        • Copayments
        • Pre-authorizations and prior approval requirements
        • Usual, reasonable, and customary charges
        • Lifetime, annual, or per cause maximum benefit limits
      • 3. Riders
        • Impairment and exclusions
        • Guaranteed insurability
        • Future increase option
      • 4. Rights of renewability
        • Noncancelable
        • Cancelable
        • Guaranteed renewable
      - Field Underwriting Procedures
      • 1. Contract law
        • Elements of a contract
        • Insurable interest
        • Warranties and representations
        • Unique aspects of the insurance contract
      • 2. Initial premium payment and receipt
        • 3. Replacement
          • 4. Explaining policy provisions, riders, exclusions, and ratings
            • 5. Sources of insurability and HIPAA privacy information
              • 6. Completing the application
                • 7. Policy delivery
                  • 8. Submitting application and initial premium to company for underwriting
                    - Social Insurance
                    • 1. Medicaid
                      • 2. Medicare Parts A, B, C, and D
                        • 3. Social Security benefits
                          - Other Insurance Concepts
                          • 1. Workers Compensation
                            • 2. Subrogation
                              • 3. Dependent children benefits
                                • 4. Primary and contingent beneficiaries
                                  • 5. Tax treatment of premiums and proceeds of insurance contracts
                                    • 6. Nonduplication and coordination of benefits
                                      • 7. Occupational vs. non-occupational
                                        • 8. Cost containment
                                          • 9. Total, partial, recurrent, and residual disability
                                            • 10. Modes of premium payments
                                              • 11. Managed care
                                                • 12. Owner's rights
                                                  Topic 2: Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance20%- Licensing
                                                  • 1. Suspension, revocation, and refusal of license
                                                    • 2. Obtaining a license
                                                      • 3. Persons required to be licensed
                                                        • 4. Termination of license
                                                          • 5. Renewal and continuing education
                                                            • 6. Name of licensee
                                                              - Nevada Life and Health Insurance Guaranty Association
                                                              - Marketing Practices
                                                              • 1. Fiduciary responsibilities
                                                                • 2. Silver State Health Insurance Exchange
                                                                  • 3. Unfair practices
                                                                    • Unfair claims methods and practices and settlement of claims
                                                                    • Rebating and inducement
                                                                    • Twisting
                                                                    • Misrepresentation
                                                                    • Fraud
                                                                    • Unfair discrimination
                                                                    • Defamation
                                                                  • 4. Required records and record retention
                                                                    • 5. Commissions and payment restrictions
                                                                      • 6. Affordable Care Act
                                                                        - Insurance Commissioner
                                                                        • 1. General powers and duties
                                                                          • 2. Notice and hearings and penalties
                                                                            • 3. Examinations
                                                                              - Definitions
                                                                              • 1. Authorized and unauthorized
                                                                                • 2. Cost-sharing
                                                                                  • 3. Insurer
                                                                                    • 4. Domestic, foreign, and alien
                                                                                      • 5. Certificate of authority
                                                                                        • 6. Premiums
                                                                                          • 7. Transacting insurance
                                                                                            Topic 3: Nevada Statutes and Codes Common to Life and Health Insurance Only4%- Credit life and health insurance
                                                                                            - Advertising
                                                                                            - Group life and health insurance
                                                                                            • 1. Required provisions
                                                                                              • 2. Eligible groups
                                                                                                Topic 4: Nevada Statutes and Codes Pertinent to Health Insurance Only14%- Medicare
                                                                                                • 1. Prescription Drug Plan
                                                                                                  • 2. Medicare Advantage Plans
                                                                                                    • 3. Medicare supplement regulation
                                                                                                      - Hospice care
                                                                                                      - Coverage for reconstructive surgery
                                                                                                      - Mandatory policy clauses and provisions
                                                                                                      • 1. Coverage for newborn children
                                                                                                        • 2. Coverage for preventive healthcare services
                                                                                                          • 3. Coverage for physical handicap or intellectual disability for dependent children
                                                                                                            - Availability of coverage for mental health and treatment of alcohol abuse and drug abuse
                                                                                                            - Long Term Care

                                                                                                            FAQ: Preparing for the Insurance Licensing NV Accident and Health Exam

                                                                                                            Three full versions of the 132 practice questions for the Insurance Licensing NV Accident and Health exam, all in one moderately priced package: a printable, expert-prepared PDF with instant download; a Desktop Test Engine for Windows that simulates the real exam with two practice modes and works offline; and an Online Test Engine for any browser on Windows, Mac, Android, and iOS with test history and performance review. You also receive a free demo, 365 days of free updates, a 50% renewal discount afterward, and unlimited computer installations.

                                                                                                            The passing score for the Insurance Licensing NV Accident and Health exam is 70 scaled score, and registration runs USD 37. Retakes mean paying again, so it pays to check your readiness first — the PremiumVCEDump engines show your level honestly before you book.

                                                                                                            Insurance Licensing recommends these training resources for the Insurance Licensing NV Accident and Health exam:

                                                                                                              Combine the official training with the 132 practice questions from PremiumVCEDump — the questions reveal how well the training actually settled.

                                                                                                              The Insurance Licensing NV Accident and Health exam gives you 135 minutes to answer 98 (88 scored + 10 pretest). Time management is part of the test — rehearse with the timed mode in the PremiumVCEDump Desktop Test Engine until pacing becomes automatic.

                                                                                                              Yes, under written conditions. Take the Insurance Licensing NV Accident and Health exam within 60 days of purchase, and if you do not pass, PremiumVCEDump refunds you in full. The policy does not apply if the exam is taken within 3 days of purchase, if the exam was never actually taken, or to free materials or expired orders, and the candidate name must match the payer name. Submit a scan of your enrollment slip and the official Score Report PDF within 2 days of the exam; claims are processed within 7 days. Alternatively, exchange for two free exam products of equal value while keeping your original update service. Orders are delivered by email within 1 minute — if nothing arrives within 2 hours, contact support.

                                                                                                              The InsNV_Health02 exam is an official Insurance Licensing certification exam covering the Insurance Licensing NV Accident and Health syllabus detailed above. It counts toward these credentials: Nevada Resident Insurance Producer License, Nevada Accident and Health Insurance Producer License. As the certification grows more important in its field, the exam stays demanding — which is exactly why structured practice matters. PremiumVCEDump prepares you with 132 practice questions in PDF, Desktop Test Engine, and Online Test Engine formats.

                                                                                                              Pearson VUE computer-based examination available at Pearson VUE test centers and through OnVUE online proctoring. Reservations should generally be made at least 24 hours in advance. The exam consists of 50 scored plus 5 pretest questions in the Accident & Health General Knowledge section and 38 scored plus 5 pretest questions in the Health Nevada Specific section. Sign up for the Insurance Licensing NV Accident and Health exam through these official channels:

                                                                                                                Booked? Your PremiumVCEDump practice questions arrive by email within 1 minute, so the countdown to exam day can start immediately.

                                                                                                                For a Nevada resident producer applying for the Health line of authority, the candidate must pass the corresponding Nevada Insurance Producer examination. Nevada currently states that prelicensing education is not required for individuals applying for a producer license, although applicants may choose to take a preparatory course. After passing, the license application must be submitted within one year. The Nevada Division of Insurance also requires applicable licensing application, fingerprinting, and background-check requirements. Since policies evolve, confirm the current requirements on the official Insurance Licensing exam page before scheduling.

                                                                                                                The official Insurance Licensing NV Accident and Health outline defines 4 content domains. The three heaviest are Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance (20%), Nevada Statutes and Codes Common to Life and Health Insurance Only (4%), and Nevada Statutes and Codes Pertinent to Health Insurance Only (14%). The full list is in the topics section above, and the 132 practice questions at PremiumVCEDump cover each domain.

                                                                                                                Insurance Licensing NV Accident and Health Sample Questions:

                                                                                                                Which type of health insurance is designed primarily to reimburse medical expenses such as hospital, surgical, and physician charges?

                                                                                                                • A. Credit life insurance
                                                                                                                • B. Disability income insurance
                                                                                                                • C. Medical expense insurance
                                                                                                                • D. Accidental death insurance
                                                                                                                Reveal Solution  Discussion  0

                                                                                                                Correct Answer: C  🗳️

                                                                                                                Explanation: Only visible for PremiumVCEDump members. You can sign-up / login (it's free).

                                                                                                                An insured has a $1,000 deductible and then pays 20% of covered medical expenses, while the insurer pays
                                                                                                                80%. What is the insured's 20% share called?

                                                                                                                • A. Copayment
                                                                                                                • B. Stop-loss benefit
                                                                                                                • C. Elimination period
                                                                                                                • D. Coinsurance
                                                                                                                Reveal Solution  Discussion  0

                                                                                                                Correct Answer: D  🗳️

                                                                                                                Explanation: Only visible for PremiumVCEDump members. You can sign-up / login (it's free).

                                                                                                                An incorporated licensee who seeks to do business under a fictitious name is required to file a document about the name with the:

                                                                                                                • A. National Association of Health Underwriters
                                                                                                                • B. Nevada Insurance Commissioner
                                                                                                                • C. Nevada Attorney General ' s office
                                                                                                                • D. National Association of Insurance and Financial Advisors
                                                                                                                Reveal Solution  Discussion  0

                                                                                                                Correct Answer: B  🗳️

                                                                                                                Explanation: Only visible for PremiumVCEDump members. You can sign-up / login (it's free).

                                                                                                                A full-time employee who is suffering from chronic kidney failure and requires dialysis is eligible for medical coverage under which of the following plans?

                                                                                                                • A. Medicare
                                                                                                                • B. Social Security Disability benefits
                                                                                                                • C. Workers ' Compensation
                                                                                                                • D. Medicaid
                                                                                                                Reveal Solution  Discussion  0

                                                                                                                Correct Answer: A  🗳️

                                                                                                                Explanation: Only visible for PremiumVCEDump members. You can sign-up / login (it's free).

                                                                                                                The Nevada Life and Health Insurance Guaranty Association is financed by which of the following methods?

                                                                                                                • A. Assessing a premium tax
                                                                                                                • B. Assessing agent association members
                                                                                                                • C. Assessing member insurance companies
                                                                                                                • D. Assessing insureds
                                                                                                                Reveal Solution  Discussion  0

                                                                                                                Correct Answer: C  🗳️

                                                                                                                Explanation: Only visible for PremiumVCEDump members. You can sign-up / login (it's free).

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