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CII E05 Exam Syllabus Topics:

CII Examination element of M05 Insurance law Sample Questions:

1. For this question more than 1 option is correct. You must select all the correct options to gain the mark. How may double insurance arise?

A) A merger between two major insurance companies.
B) An overlap in cover between two different types of insurance policy.
C) A deliberate attempt to obtain the proceeds of two policies.
D) The inadvertent non-cancellation of a policy when a new policy is taken out.

2. When a defendant deliberately destroys possessions belonging to someone else, he has committed the tort(s) of

A) trespass to goods and conversion only.
B) trespass to goods, conversion, nuisance and battery.
C) trespass to goods, conversion and nuisance only,
D) trespass to goods only.

3. A claimant may possibly recover money transferred under an illegal contract when

A) the contract is against public policy but not substantive law.
B) the legal portion of the contract can be severed from the illega portion.
C) the illegality makes the contract voidable rather than void.
D) both parties to the contract are equal in wrongdoing.

4. A riot results in a shop being damaged and the shopowner's insurer settling the claim. A subrogation right enabling the insurer to sue the police authority arises under

A) a condition precedent to liability.
B) a condition subsequent to liability.
C) tort.
D) statute.

5. What is the most common for of corporation?

A) Statutory corporation.
B) Corporation sole.
C) Registered corporation.
D) Chartered corporation.

Solutions: